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info@insightkent.co.uk
020 8466 6550
Conveyancing
We can refer you to one of our extensive panel of conveyancers to to help with the legal process of moving home.
Conveyancing is not regulated by the Financial Conduct Authority.
Conveyancing is referred to a third party. Insight Financial (Kent) and First Complete Ltd are not responsible for any advice received from the third party.
Commercial Mortgages
To secure a business premises you can secure a loan on the property, known as a commercial mortgage. We can refer you to a specialist who can provide advice on commercial mortgages.
Commercial mortgages are referred to a third party. Insight Financial (Kent) and First Complete Ltd are not responsible for any advice received from the third party.
Secured Loans
A secured loan or second charge is finance borrowed in addition to a pre-existing mortgage. Secured loans are only available to homeowners and work in the same way as a mortgage, with the credit placed against the value of the property. Although there are some similarities between a secured loan and a mortgage, the two products are completely separate. A secured loan is a different product to a further advance on an existing mortgage that you may have. We can refer you to our panel of lenders for secured loans.
Please contact us for further details.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debts secured against it.
Secured loans are referred to a third party. Insight Financial (Kent) and First Complete Ltd are not responsible for any advice received by the third party.
Wills & Trusts
Why do I need a will?
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You cannot be sure those you would wish to benefit will actually do so.
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Your spouse / civil partner will not automatically inherit ALL of your estate.
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“Common Law” partners may not receive anything.
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Minor children could be taken into care whilst Guardians are appointed.
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There could be lengthy delays for your beneficiaries and disputes.
Making a Will enables you to plan exactly what will happen to your property (estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any disputes between relatives.
Without a will...
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You cannot be sure those you would wish to benefit will actually do so.
-
Your spouse / civil partner will not automatically inherit ALL of your estate.
-
“Common Law” partners may not receive anything.
-
Minor children could be taken into care whilst Guardians are appointed.
-
There could be lengthy delays for your beneficiaries and disputes.
Making a Will enables you to plan exactly what will happen to your property (estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any disputes between relatives.
Will Writing, Inheritance Tax and Estate Planning is not regulated by the Financial Conduct Authority.
Should you have a need for Will Writing, Inheritance Tax and Estate Planning you will be referred to Countrywide Tax and Trust Corporation. The information has been provided by Countrywide Tax and Trust Corporation. Neither Insight Financial (Kent) nor First Complete Ltd accepts responsibility for the accuracy of the content therein.
Business Assurance
We can refer you to a third party who can provide your business with vital protection in the event of a key person and/or business owner dying or being diagnosed with a critical illness.
Who can provide your business with protection for:
Key Person - If a key person (any employee whose loss from the business due to critical illness or death will have a significant effect on the financial position of the business) dies, is diagnosed with a critical illness or is unable to work due to a sickness your business will have the protection in place to deal with the financial effects of losing them.
Loan Protection – Covers you for loan amounts and pays a lump sum, allowing you to pay off loans in the event of a key person having an illness or dying.
Ownership – Provides a lump sum to compensate the family of an owner in the event of death or critical illness for the loss of the share of the owner and enables the remaining owners to maintain ownership of the business.
Business Insurance services are referred to a third party. Neither Insight Financial (Kent) nor PRIMIS are responsible for the service received.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority does not regulate some forms of Buy to Let.
Andrew Smith T/A Insight Financial (Kent) is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Trading address - The Beechwood Center, 40, Lower Gravel Rd, Bromley, Kent, BR2 8GP
For our mortgage advice services, we will charge a fee of between £187.50 and £375.00. the £187.50 is typically charged for an existing client remortgaging with us or the £375.00 is for new clients and clients moving house.